Furniture credit to finance your work and the renovation of your home

Do you need to finance renovation work? Do you want to remodel your home or redecorate? Furniture credit allows you to carry out your project. Discover the specific features as well as the advantages of this personal loan.

How to finance renovation work?
Furniture credit

Also called furniture credit or furnishing credit, furniture credit is a type of consumer loan. It is intended to finance the furnishing and, more generally, the decoration of an apartment or a house.

Furniture and real estate credit: what is the difference?

Be careful not to confuse furniture credit with real estate credit. The first is used to finance work or furnishings while the second finances the acquisition of real estate. As a result, the real estate loan is much larger and spread over a longer period. However, it should be noted that you have the possibility of including furniture in a property loan under certain conditions.

Why take out a furniture loan?
Carry out your projects

You spend a large part of your time at home, so it is very important that you feel good there. Generally speaking, there are many reasons that push you to review the layout of your home: anticipating the arrival of a child, dealing with the dilapidation of a room or simply making your home to your liking. Whatever the case, this type of project can represent an amount in your budget, especially if you plan to redo several spaces or renew all of your furniture. In order to meet your needs, furniture credit grants you a financial envelope depending on your project.

Fundable projects

Whatever the reason, taking out a furniture loan is the ideal solution to redo your decoration, renew your furniture or renovate a room. You can finance several types of projects such as:

  • Renovation work;
  • A new layout;
  • A furnishing and decoration project;
  • The creation of a new piece;
  • Refreshing your rooms (bathroom, hallway, bedrooms);
  • Acquire a new kitchen;
  • Etc.

Moreover, the furniture loan concerns all the rooms in your house: living room, bedrooms, kitchen, bathroom, toilets, garden, etc.

How to take out a furniture loan?

Do not hesitate to use an online simulator like that of SOLUTIS CREDIT to give you a more precise idea of ​​the monthly payments and the interest rate. By entering the amount you need, these digital tools tell you the duration as well as the potential monthly payments of your contract.

Take out a furniture loan online

Do you need a furniture loan as soon as possible? Make an online credit request from SOLUTIS CREDIT in just a few minutes:

1.Enter the amount you need to finance your project: from 3,000 to 400,000 CHF.
2.Indicate the number of monthly payments you wish to benefit from to repay your personal loan (between 12 and 120 months). The dynamic simulation table gives you the opportunity to make adjustments to find the formula that suits you best.
3.If the result suits you, provide your personal information (title, contact details, address, date of birth, nationality, professional and family situation, etc.) then send the form.

Why obtain a furniture loan with SOLUTIS CREDIT?
Many advantages

At SOLUTIS CREDIT, you receive an immediate response, then a fixed offer in just 24 hours. During this period, we study your file with great precision, which allows us to better understand your project. Thanks to an in-depth study of your profile, we are able to offer you an offer adapted to your needs. There are other advantages:

  • We guarantee you absolute discretion;
  • We offer you the best rates on the market;
  • Interest is deductible from your taxes;
  • You can repay your credit at any time;
  • There are no processing fees or hidden charges.
Personalized support

A contract commits you for a defined period: this may raise some questions and this is completely normal. In order to carry out your project with complete peace of mind, SOLUTIS CREDIT supports you from the start to the end of your credit application. Our advisors answer your questions and guide you towards the solutions that best suit you.