Motorcycle loan application at SOLUTIS CREDIT

Do you have a new plan to purchase a motorcycle and are you wondering how to finance this purchase? SOLUTIS CREDIT offers you motorcycle credit, a loan specially adapted to this type of acquisition. In this article, find out how to apply for a motorcycle loan from SOLUTIS CREDIT, what the advantages are and if you are eligible.

How to apply for a motorcycle loan from SOLUTIS CREDIT?

A simple online request, in just a few minutes

At SOLUTIS CREDIT, applying for a motorcycle loan is simple and quick. To do this, simply apply for credit online and follow the following steps:

1. Enter the amount you need to finance your purchase: between 3,000 to 400,000 CHF.
2. Specify the number of monthly payments you want to repay your loan (between 12 and 120 months). Thanks to the dynamic simulation table, you can make adjustments to find the best formula.
3. If the simulation suits you, provide your personal information (title, contact details, address, date of birth, nationality, professional and family situation, etc.) and send the form.

A definitive response within 24 hours

Immediately after sending your motorcycle loan application online, you will receive an acknowledgment of receipt. We then carefully study your file to check your solvency. In certain cases, we request additional documents, thus allowing us to obtain a more precise and clearer vision of the file.

Generally speaking, we give you a response, negative or positive, within 24 hours. For even greater speed, the contract is sent to you the first day following acceptance of the offer. Finally, the funds to finance your acquisition are available two weeks later.

What are the advantages of obtaining a motorcycle loan with SOLUTIS CREDIT?

The many advantages

SOLUTIS CREDIT not only offers you a fast and simplified service. By choosing us, you benefit from many other advantages:

• Your motorcycle credit request is without obligation;
• Online credit allows you to spread your expenses over several months;
• You can finance the acquisition of a new or used motorcycle and even repairs;
• The interest on the loan is deductible from your taxes.

Early repayment of the loan allows you to benefit from a rebate on unaccrued interest and you have no penalty.

Personalized support

To help you with your project, our advisors, recognized for their expertise, will support you throughout your motorcycle loan application and answer your questions. SOLUTIS CREDIT can also offer you alternatives more suited to your needs.

Who can take out a motorcycle loan?

The conditions to be met to obtain a motorcycle loan

Obtaining a motorcycle loan from SOLUTIS CREDIT is subject to certain conditions. You must indeed respect the following criteria:

• Be aged 18 to 69;
• Have a C or B residence permit for at least 6 months;
• Have a G residence permit for at least 2 years;
• Have held a legitimation card for at least 2 years;
• Be financially stable.

All types of motorcycle are financeable

As stated above, the SOLUTIS CREDIT motorcycle loan allows you to finance the acquisition of a new or used motorcycle. This loan offers you even more flexibility: there are no restrictions regarding the model of the motorcycle. If you meet the eligibility conditions to obtain credit, then you can take out a loan, regardless of the brand, age and category of the vehicle you wish to acquire.

Why choose a motorcycle loan rather than leasing?

Are you wondering if it makes more sense to choose a loan or a leasing? These are two different solutions that meet distinct needs. First, with a motorcycle loan, you immediately become the owner of your vehicle, which is not the case with leasing. Then, since the motorcycle belongs to you, you are free to resell it at any time and you are not subject to any kilometer limitation. In addition, credit interest is deductible from your taxes unlike leasing.

When you opt for leasing, you rent the motorcycle from an owner (most of the time, a dealer) for a certain period of time and in the event of termination of a leasing contract you incur contract termination costs. You must return their property to them at the end of your contract. In addition, you do not always have the opportunity to choose a motorcycle that meets your expectations in every way. Unlike motorcycle credit, it offers you more flexibility and independence in choosing your motorcycle.